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  Self help Group and Self Employment
The Department of SHG &SE was set up in July 2006 by an amendment in the West Bengal Rule of Business (Notification no. 196 Home(Cons.) R2R (Cons.)-10/06 dt. 12/07/2006. Address of Office: Department of Self Help Group & Self Employment.
EAST INDIA HOUSE(1st Floor), 20B, Abdul Hamid Street,
Kolkata-700 069
Institutions under the administrative control of this Department :-
  1. Society for Self Employment of Unemployed Youth, West Bengal. (SSEUY)
  2. West Bengal Swarojgar Corporation Ltd. (WBSCL)

Main Activities :

  1. Implementation of Swami Vivekananda Swanirbhar Karmasansthan Prakalpa(SVSKP) to generate self-employment to the unemployed youths.
  2. To provide Interest Subsidy for Self Help Groups through the scheme namely West Bengal Swanirbhar Sahayak Prakalpa (WBSSP) to reduce interest burden on loan obtained from Banks.
  3. To provide skill-upgradation training and vocational training in connection with functional improvement of Self Help Groups and Self Employment Schemes.
  4. Training programme specially for the unemployed youths of Jangal Mahal covering the districts of Bankura, Purulia and Paschim Medinipur.
  5. Organising State level Sabala Mela and district level Sabala Melas to open up avenues for marketing the products of self-employed and for publicising and creating awareness of the quality, prices, usefulness of the products of SVSKP entrepreneurs. Participation in other fairs and exhibitions.
  6. To create and maintain Sustainable Livelihood of Self Help Group members so as to eradicate their poverty a project named 'Muktidhara' has been launched.
  7. Construction of training-cum-marketing complexes to facilitate training to Self Help Groups for the skill development and for the marketing of their products.
  8. Policy formulation and co-ordination of all works relating to Self Help Groups and Self Employment Schemes. Co-ordination of institutional finance in connection with Self Help Groups and Self Employment Schemes.

1. Swami Vivekananda SwanirbharKarmasansthanPrakalpa(SVSKP) :

Scheme implemented by- Society for Self Employment of Unemployed Youth, West Bengal. (SSEUY) The flagship scheme "Swami Vivekananda Swanirbhar Karmasansthan Prakalpa(SVSKP)'' all over the State to create self employment opportunities for unemployed youth including members of backward classes, minorities and women all over the State. Unemployed youths on fulfilment of certain criteria laid down in the Scheme are helped out to start individually or group enterprises with bank finance.
Maximum Govt. subsidy of Rs.1.5 lakh for individual and Rs.3.5 lakh for group of five and above representing 30% of the project cost is provided by Society for Self Employment of Unemployed Youth, West Bengal, as a Nodal Agency. For individual, it is called 'Atma Maryada' and the same for a group is called 'Atma Samman'. The main objective of the scheme was to generate self-employment in the State.The unemployed are identified and wherever possible are trained before they come up with their projects for institutional finance whereby subsidy is provided to the entrepreneurs by State Government. With the advent of the new Govt. in the State, certain primal modifications have been brought into the scheme. While the quantum of subsidy has been raised from 20% to 30%. Strikingly, the scheme has been named after the youth icon of India Swami Vivekananda and has been renamed as 'Swami Vivekananda Swanirbhar Karmasansthan Prakalpa' since 19.09.2012. More stress has been given on training, specially on trades where the locally available abundant raw materials, wasted due to ignorance, could be utilized for producing finer articles and on traditional crafts where there is sufficient potential.

2. West Bengal SwanirbharSahayakPrakalpa(WBSSP) :

Scheme implemented by- West Bengal Swarojgar Corporation Ltd. (WBSCL) In order to provide relief to the interest burden on the Bank loan availed by the Self Help Groups (SHGs), the State Government has introduced the West Bengal Swanirbhar Sahayak Prakalpa (WBSSP) Scheme. According to this Scheme from 01/04/2014 the Government shall provide an interest subsidy to the eligible SHGs on a portion of the interest charged by Commercial, Regional Rural and Co-operative banks on the Bank loan. Considering that the Bank is charging interest @11% p.a. on the loan component of SHG, the Government shall subsidise interest component of the loan @9% p.a. and the beneficiary has to pay the rest part, i.e., @2% p.a. In order to streamline the system, it has been decided by the Government that the Banks will submit the claim of subsidy electronically to West Bengal Swarojgar Corporation Ltd, who will verify the claims and make e-payment directly to the accounts of the eligible SHGs through RTGS/NEFT.

3. Skill Development Training of SHG members and entrepreneurs :

With a view to create employment opportunity, upgrading the skill, developing qualitative standard of the products of self-employment enterprises, the Department of SHG & SE has been organizing training programmes on various trades through
  1. district level functionaries,
  2. Society for Self Employment of Unemployed Youth (SSEUY) &
  3. West Bengal Swarojgar Corporation Ltd. (WBSCL).

Several nos. of trainings have been imparted on the following subject :
Tailoring, Soft Toy making, Zori Craft, Floriculture, Jute Products manufacturing, Goat Farming, Computer Applications, Marketing, Handmade Paper Bag making, Napkin Making, Vermi Compost Production, Organic Farming, Industrial Hand Gloves making, Ornamental Candle making, Agarbati making etc.

Thrust for Training in JungalMahal areas of the State :
With a view to create employment opportunity and to develop qualitative standard of the products of the SHGs, special training programmes have been organized by SSEUY in 23 blocks of 3 districts, namely Purulia, Bankura, Paschim Medinipur in Jangal Mahal. Trainings have been imparted on Production of Herbal Dye from flowers, Dry Flowers making, making varied products from Babui Grass, making Quilt from Hen Feather, Plates for Sal Leaves, Eucalyptus Oil extracting, Designer Musk making, Articles from Lac etc.

4. Organising of Fairs & Exhibitions :

Fairs & Exhibitions are organised on regular basis to open up avenues for marketing the products of self-employed entrepreneurs &to establish their linkages with potential buyers apart from publicizing and creating awareness regarding quality, prices, usefulness of the products of the SVSKP Entrepreneurs. The Department organises State level and district level Sabala Mela. The SHGs not only succeeded in selling their merchandise considerably but also a majority of them succeeded in establishing links with some business houses, whole sellers & eminent persons of the marketing world for future sale of their products through them all the year round. Dissemination of knowledge amongst the common people related to SHGs and SEs & their products including niche products was also a major objective. Cultural programmes were also held every evening to make this fair more attractive. The Department aimed at enabling the SHGs and Entrepreneurs to have access to the market both domestic/national and international. Judging from the comments and reactions of general public as well as visiting dignitaries, it could be said that the Mela was a thumping success. A few selected SHGs & individual Entrepreneurs take part in India International Trade Fair every year wherein the products specially the innovative ones manufactured by the SHGs and Self Employed Entrepreneurs were adored & purchased by Buyers from all cross sections of the Society of Indian Capital City and also by Buyers from outside the country. Apart from this, a large no. of SHGs take part in the Fairs organized by different State Govt. Departmentsand various Fairs Organized by NGOs etc.

5. Construction of Training-cum-Marketing Complexes(KARMATIRTHA) under RIDF and State Plan :

This Department has undertaken a programme of setting up of projects of Training-cum-Marketing Complex in the districts and sub-divisional headquarters under RIDF and State Plan to facilitate training of SHGs for Skill Development and for marketing of their products. This also includes setting up of Marketing Complexes under the brand name Karmatirtha, in various locations both in Rural & Urban areas.

6. Personal Accident Insurance Scheme for SHGs :

The State Govt. has undertaken an initiative -- "Samajsathi"a Personal Accident Insurance Scheme for SHG members of the State. The task in this regard has been entrusted to the SHG & SE Department as the Nodal Department and WBSCL as the Implementing Agency. The Department entrustedtwo Insurance companies namely National Insurance Company Ltd. & Cholamondalam MS General Insurance Company Ltd. to provide accidental insurance benefit to the SHG members. The Finance Department, Govt. of West Bengal has made a budgetary provision of Rs. 87.50 Crore to the Department of SHG & SE for implementation of the said Scheme to cater to 50 lakh SHG members of the State.
  • Target Group - SHG Members
  • Age limit - 18-60 years

  1. Rs.1 lakh for accidental death & permanent total disablement.
  2. Rs.75,000/- (maximum) for partial permanent disablement.
  3. Rs.40,000/- (maximum) forhospitalization for accidental medical treatment.
  4. Rs.5,000/- (maximum) on accidental outdoor medical treatment (Day Care).
  5. Rs.2500/- for funeral expenses for accidental death over & above of the Principal Amount.

7. Muktidhara (Sustainable Livelihood Project) :

The Department undertook a Sustainable Livelihood Project named 'Muktidhara' during 2012-13. It has been initially implemented in Purulia & Paschim Medinipur district, to create and maintain sustainable livelihood of SHG members as to alleviate their poverty and to develop them economically. The project is being implemented in association with NABARD. The project is going to be implemented in 7 more districts of the State namely Howrah, Hooghly, N. 24 Parganas, S. 24 Parganas, Nadia, Murshidabad & Burdwan.


Sri Sadhan Pande

Address: 20B, Abdul Hamid Street,
East India House, First Floor,
Phone: 2262-7270
Fax: 2262-7247

Additional Chief Secretary
(Additional Charge)

Sri Saurabh Kumar Das, IAS,

Address: 20B, Abdul Hamid Street
East India House, First Floor,
Phone: 2262-5941(Tel), 2485-1628(Res)
Fax: 2262-5963

Nodal Officer

Sri Bimal Kanti Das, IAS Commisioner

Address: 20B, Abdul Hamid Street,
East India House, 1st Floor
Phone: 2262-5859, 2262-5936/5863
Fax: 2262-5863
Last updated on: Wednesday, 1st May 2019
Information Source: Nodal Officer, Department of Self Help Group and Self Employment, Government of West Bengal
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